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WHO WE ARE
We are NOT an insurance agency and do not issue policies. We are simply a third party that pays for an attorney from our network to defend our member, whether it be a criminal charge or a civil action. There is no cap on the fees, GOLD'N will pay for a network attorney to defend members, we cover all attorney fees no matter how much they are. Our member is not asked to pay any additional attorney’s costs.
In researching coverage offered by other companies, we found that sometimes there are implications that a certain coverage exists, and then further research uncovers a much smaller scope of coverage. We have actually spoken to members with other organizations who assumed they had a certain coverage and they discovered their coverage was less than they thought.
We have tried to be straightforward when explaining our coverage. To try to simplify what our coverage includes, we are providing examples of scenarios that have been posed to our legal department. Basically, we will pay for the cost of an attorney to defend our member if they are charged, criminally or civilly, in a gun related offense, when they have not violated any Federal law, State statute, or local ordinance.
In the majority of cases, we will not cover a gun related incident where a law was broken. There are cases where a law may have been broken, but the incident saved many lives. Those types of situations are reviewed by our review board and may be covered even though the incident violated a law.
WHAT WE COVER
SELF DEFENSE ACTION
Any incident involving the brandishing of your firearm.
The action was necessary to preserve a life.
The action was necessary to prevent serious bodily harm.
IN HOME INVASION SHOOTING
An uninvited person is entering your home.
That person is entering by force, stealth or deception
That person presents a risk to the occupants of your home.
IN CAR INVASION SHOOTING
An uninvited person is entering your occupied motor vehicle.
The person is entering by force, stealth, or deception.
The person presents a risk to the occupants of the vehicle.
BRANDISHING OF THE FIREARM
Any time your firearm is shown in an aggressive manner.
The weapon does not hve to be drawn from the holster.
The action was necessary to prevent serious bodily harm.
AN ACCIDENTAL INADVERTENT DISPLAY OF THE FIREARM
An incident where your firearm is accidently seen under its concealment.
The incident did not involve a deliberate brandishing of the weapon.
The incident took place in a area where concealed weapons are allowed.
Do you have any questions? You can call us toll-free at 1-888-317-1676. Or you can send us a message in the form below. One of our staff will answer your questions.